12 Bay Drive, Saddlebunch, FL 33040

About this home

Concrete block, canal-front home with a private grandfathered boat ramp, 75 ft concrete seawall, and room to park the boat, the trailer, and the RV. The 50 ft wide canal offers 3+ ft control depth, with a fish-cleaning station right at the water. Inside, the split floor plan puts the primary suite on its own side of the home and the two guest bedrooms on the other, which works well for visiting guests, a home office, or simply having your own space. The living and kitchen areas keep their classic Conch character with practical updates: new kitchen appliances, a remodeled bathroom, and energy-efficient ductless mini-splits. The yard is a true tropical garden: two mango trees, key lime, and starfruit among palms and flowering plants. Spend afternoons on the private sand beach, in the jetted swim spa, or on the screened porch. An outdoor shower with a full bath makes coming in from the water easy. Improvements include a newer roof, new 100-amp electrical panel and mast, impact windows on most openings with shutters for the rest, a 30-amp RV hookup, wiring for a whole-house generator, and a 14 ft sliding chain-link gate. Assumable VA mortgage available to a qualified buyer. Baby's Coffee, a neighborhood park, and tennis and pickleball courts are just steps away. This home works as a full-time residence or a weekend escape, with the boating setup and parking that are hard to find in the Keys.

Property details

Property Type

Single Family Residence

Year Built

1958

Lot Size

9,150 sq ft

Subdivision

Bay Point Amd & 1st (15.0)

Days on Market

60

Listed

August 31, 2026

MLS #

621164

Location