94825 Overseas Highway 281, Key Largo, FL 33037

About this home

BUYERS — A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek‑a‑boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity. KLOR offers an impressive array of amenities, including: 🛥️ Full‑service marina (all slips currently occupied; waiting list available) 🚤 Private concrete boat ramp with direct ocean access 🏊‍♂️ Resort‑style swimming pool 🏋️‍♀️ Modern fitness center 🎾 Tennis and basketball courts 🏠 Clubhouse and more.

Property details

Property Type

Single Family Residence

Year Built

2020

Lot Size

1,658 sq ft

HOA

$434/mo

Annual Taxes

$5,414/yr

Subdivision

Key Largo Ocn Resorts (94.5)

Days on Market

392

Listed

September 2, 2025

MLS #

616376

Location